Money 101: Three Reasons Monetary Education Will Not Be Taught In School

Sep 15, 2022 | Financial Literacy, Uncategorized

classroomThere’s a list of unanswered questions that trouble me still to this day about the curriculum in the school system. One thing I can’t seem to wrap my head around is the non-applicable information from text book students are taught. Everyday students are kept busy learning but what does most of it have to do with the real world.

Once their minds are cluttered with all types of information they’re then told they can be anything if they put their minds to it. Wouldn’t the ideal thing be to find out what makes each student unique and then encourage them in that particular area of gifting?

How about asking students what they wanted to contribute in society as oppose to what they can do solely to make a living. With our current teaching structure of classroom lecturing and information regurgitation, surely there’s more that can be done to prepare our kids for an ever-changing world than what we have now. How about finding a way to make the educational process more hands on for experience sake rather than classroom lecturing for conformity.

The most important question is how come there’s no education on what every student will need to know in order to function in this life. Why is money a subject each person must find out on their own?

Here are three reasons why it’s not a mandatory subject beyond one report card marking of an economics class in high school.

1. Primary education was designed for general knowledge such as arithmetic, reading and writing; not wealth creation.

The whole purpose of the educational system according to the General Education Board founded by John D. Rockefeller in 1902 was to train kids to be more efficient than their parents.

The wealthiest man in the country saw a great opportunity to invest in the youth by designing and structuring an educational system that would offer kids enough information to contribute in society. The education offered was a tailor made generic system in the north and south that equipped students with just enough knowledge to acquire a job. Rockefeller knew that if you control the information of what goes into kids heads you could control their level of expectations in life. If a student is never given the choice to learn about money, they’ll never know its importance. The education system was designed to teach kids to focus on making a living and not how to reach Rockefeller status through wealth creation.

2. If people had monetary knowledge they wouldn’t depend upon private financial services such as a tax adviser, accountant or investment manager.

Money’s not taught in school because the end goal of learning in school is to equip students to just focus on making a living. If monetary history and the fundamentals of personal finance were a core requirement during their primary education years (K/12) students would have a chance of making better money choices.

The moment students are turned loose with a diploma they are rushed off to get a higher education usually funded by debt. Before college students even know their future career field or earn a college degree they have a negative monetary worth.

Students, now wage earners, are now expected to go out and produce usually having no idea about budgeting, credit or investing. Since a majority of students never learned anything about money they are instructed to hire and seek a specialist in those areas. Why should something you absolutely must know (taxes, credit, investing) be a specialty subject? The reason is simple. The education system is designed that way.

3. If students had a monetary education the government couldn’t live off debt.

The biggest reason that students aren’t given a monetary education in school is because they’ll grow up to be monetarily illiterate adults.

Monetarily illiterate adults don’t bother to ask questions about matters outside their own personal finances. After college most adults focus on career advancement, family and saving for retirement. It’s not that often your everyday nine to five worker concern themselves with their countries finances.

Just like a person has financial matters worth being aware of, the country in which they live also has financial matters worth being aware of.

A person who never understands money on a personal level will never have the desire to learn it on a national level. This is why it’s in the governments’ best interest to make sure that monetary education is not taught. The moment a person knew that a government’s monetary policies affect their personal finances they would then be able to voice an opinion.

The sad part about not having any real monetary education in the educational system is that it keeps kids from becoming informed adults. A way to keep the system going the way it has been is to make sure no one ever ask questions about money. As long as no one knows they’ll never have an opinion about the lack of important information not being taught in school.

So to me it seems that the goal of the educational system is not to teach what matters after all. The purpose is to keep everything the same and hope no one starts asking questions.


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